In the last quarter of this year, mortgages and car loans cheaper. Consumer loans increased in price. Of the 28 surveyed banks, credit 23. The total number of Bank-offered loan programs is 96.
The average interest rate on auto loans fell by 0.67 p. p. and is of 15.38% per annum. At the end of last quarter, loans rose by 0.08 p. p. Minimum bet offer OTP Bank (0,01 – 2,99%), Ukrgasbank (4,99%), with loan term up to 1 year. Auto loans involve more and car insurance, the cost of which ranges from 4 to 9% of the car.
The average cost of mortgages in the fourth quarter fell by 0.11 p. p., and is of 19.82% per annum. For the third quarter, the average rate declined by 0.97 PP
Consumer loans rose by 1.16 percentage points, the average interest rate is 38,66% per annum. In the last quarter, the average price rose by 1.33 p. p. Minimum rates mortgages offer Kredobank (17,9%), Oschadbank (20 and 49%). Megabank and the Bank Pivdenny offer 22% on the security Deposit. The maximum bet offer cash loans without collateral: OTP Bank (122%) Concord Bank (98,55%), MTBank (82,8). The average interest rate on overdrafts in the fourth quarter increased by 0.36 p. p. and is 33,13% per annum. In the third quarter of their value increased by 0.19 p. p.
When writing material was investigated 23 banks, 96 loan programs
data as of 27.12.17