Banks that are not able to increase their capitalization, may voluntarily surrender a license. This was stated by the Deputy Chairman of the National Bank of Ukraine (NBU) Kateryna Rozhkova in an interview with Minfin.
“Just left of the 34 banks that have not yet dokapitalizatsii to that amount. Critical 13 – all mostly very small banks,” – said Rozhkov.
“We met with the owners of these banks and advise them or review their business models or to think about voluntary refuse from the status of the Bank. A year ago, they assured us that they have plans for development, but during this time nothing has changed. What sense to invest the extra money in the Bank if he does not “exhaust” of the business?”, she said.
Rozhkova offers owners of small banks to look for alternatives. In her opinion, such financial institutions can be refactored in a financial company: “you can take a banking license, but to keep valyutoobmen, payment system and even at the expense of own capital to engage in lending.”